According to Interthinx, Inc., a subsidiary of First American Financial Corporation, the “National Mortgage Fraud Risk Index” increased 3 percent from the last quarter, and is unchanged from one year ago.  However, the “Property Valuation Fraud Risk Index is down 2 percent from Q3 2014.  According to the report, Florida is the riskiest state this quarter with Property Valuation and Occupancy Fraud Risk being the main drivers of Florida’s overall risk index.  Mortgage fraud risk is also rising in MSAs in Texas, Oklahoma, Kansas and the Dakotas.